Money Management and Financial Tools | Paybook Blog

Personal finance: what does wealth for mean to you?

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Money and wealth are not the same, although for many they can go hand in hand. In reality, the definition of wealth is as unique and personal as each individual.In our society wealth is measured according to the amount of money you have, but wealth has many different meanings. If you are seeking to improve…

At what level of financial control are you?

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5 tips to organize your business finances

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As a business owner, one of your most important tasks is to make sure that your business finances are in control. The financial control of your company involves a lot of processes and affects different areas, that’s why you should make sure that your finances don’t become unmanageable. Here are 5 tips to get your…

Millennials want transparency and social impact

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Millennials are a diverse bunch: what some consider attractive will not appeal to other members of this generation. Although it is impossible to make generalizations, all millennials have enough features in common to fit into one profile. With the cost of living rising everywhere, the lagging labor markets and other disadvantages millennials face as a…

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Find some personal balance through your personal finances

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Being able to analyze your finances at any time will help you to have and maintain a balance, not only financially, but personally. Analyzing your personal finances regularly is necessary, not only to know your current situation, but also to try to plan ahead and prevent. Any unexpected life event. As our lives change, our…

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What happens when you don’t pay the total of your credit card debt?

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Managing your credit card can be difficult if you don’t pay the total of your monthly balance; 50% of credit card users, have been carrying a debt for two or more years, being the average household credit card debt $6,081. Not making payments in full can quickly add up, because of interest rates and the…

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What is trading with cryptocurrencies?

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If you are already a user of cryptocurrencies, terms like Blockchain or digital wallet should already be familiar to you. In financial operations with digital products, trading with cryptocurrencies includes all the operations of buying and selling these instruments, in order to obtain a profit. The most common way to trade is using a Cryptocurrency…

metodos para eliminar tu deuda

Avalanche or snowball: the best methods to eliminate your debt

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In your personal finances there will always be debts or credits, and as long as they don’t overwhelm you, stress or leave you challenged for covering your current expenses, you will not have to worry. But if you are one of those people who depends on your card or credit cards for everything, making minimum…

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Beyond cryptocurrencies: the many faces of Blockchain

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With the growth of cryptocurrencies, the word Blockchain has also become very popular. Blockchain is the base technology around cryptocurrencies; essentially, it is a series of blocks of data that exist in an online database in which transactions, quantities, dates and participants are recorded through codes. But the uses of this technology go far beyond…