Money Management and Financial Tools | Paybook Blog

Brand loyalty  is more expensive than you think

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Everything in excess is bad news, especially when it comes to money and the spending thereof. There are many addictions, but one of the most financially destructive is addiction to brands. People may be addicted to gambling, drugs, or even another person, but today there are certain behaviors in society that are either caused by…

Your personal goals are tied to your finances, don’t ignore them

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Let’s be completely honest: what’s the point in saving? Why spend less today if you’re not expecting a benefit tomorrow? The real question we should ask ourselves to start saving is: what do I really want to do with my life and what are my personal goals? The reason why it’s necessary to sit and…

Losing the fear of saving: tips to save without even noticing

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There comes a point in life when you notice you’ve grown up, you depend on yourself. The millennial generation has been criticized for not taking life seriously, in spite of everyone’s life going so fast. Living day to day in economic terms is definitely not ideal. Who likes getting to the next paycheck with barely…

The power of PayBooks: what they are and how to use them on our personal finances

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Within Glass, PayBooks are folders where all the transactions of a particular topic are saved, yet, when it comes to managing your personal finance, they are so much more than that. They can be useful both for personal and business, though in this post we will focus on the former. In your personal finances, you…

5 people, 5 salaries and how they spend and save

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  Many people believe that saving is an impossible mission, that they barely make it every month or that they simply don’t earn enough money. However, recovering from being broke is easier than you think. Here are 5 cases of people who have achieved this in different periods of their lives:   Case #1 Fresh…

The 5 most common mistakes that keep you in debt

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We are living in the “I can’t afford that” times. We think of the past and imagine simpler and easier days, and although we blame it on the changing-times, when it comes to our financial situation, we are the ones responsible. We all know that person who lives short of money, always borrowing, always complaining…

Save money without pain: cut down on things you don’t need

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Personal finances, for a lot of people, are considered a headache. Even when managing our accounts properly, it’s possible that every now and then we face financial difficulties because no one is exempt of giving into impulsive purchases. In fact, a very common mistake when keeping financial plans is to think in terms of what…

Preapproved credit cards and credit lines, are they good for you?

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Credit cards are one of the most used means of payment in the world. With this method you can make any purchase, and pay for it in later. In other words the bank loans you the money. The idea seems very simple in concept, but in practice the misuse of credit cards can lead to…