Money Management and Financial Tools | Paybook Blog

8 financial tips for millennials

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Millennial is the name given to the generation born between 1982 and 2004, also known as Generation Y. Millennials are a generation that has experienced many changes: they are the generation that has lived the rise of the Internet and social networks, they’ve witnessed the scope of globalization, and how geographical barriers have become blurry.…

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Are my personal finances ready for entrepreneurship?

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Starting a business is not a decision you make everyday, many entrepreneurs took years before deciding to leave their jobs and starting a business. Starting a business is risky and challenging for your personal finances: the starting capital, initial operating costs, having the ability to back operations in case of lack of liquidity: everything falls…

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Small expenses, the big enemy of your financial control

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All the small expenditures that we do not even take into account can have a big impact on our financial control. These expenses can represent about 12% of a person’s annual income, and even if you don’t notice them in your daily life, they have a very big impact in the long term.  

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Financial control: 7 Tips to improve your couple’s finances

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Talking about money, wages, debts, credit scores, assets and, most importantly, your financial goals  and aspirations, is essential for a couple’s financial control. Sharing information reduces stress, and increases the confidence level in your partner; at their Couples & Money studio in June 2015, TD Bank reported that couples who talk about money at least…

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5 Fintech Trends to Watch Out for in 2018

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It’s impossible to fully predict where the Fintech industry is going, but we can identify patterns and spot trends. For 2018 we can assure that the Fintech disruption will continue to change the existing relationships between users and conventional financial institutions. These are some of Fintech trends that will continue to develop during 2018: #1…

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This 2018 get rid of these financial habits and improve your finances

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The current economy is full of challenges: inflation has reached historical records (and continues to grow), wages can’t keep up with the general rises on costs of living, and as if that were not enough, political instability increases our financial vulnerability. But outside the macroeconomic factors lie our personal habits, which are more important when…

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How much should I save for my retirement?

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How much you need to save for your retirement depends a lot on when you start to save up. The sooner you start saving, the smaller the amount of money you’ll have to save.

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Make Your Business Better this New Year

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December is here and with it the completion of the fiscal year and internal operations; by this point you have all the information to determine whether it was a good year, or if your strategies need to be adjusted. It doesn’t matter if you are a small or medium business, the end of the year…

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4 ways to improve your personal finances in 2018

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When it comes to personal finances, the end of the year is a perfect moment to make resolutions and start new habits to make our Christmas wishes come true. Having more money or making the most of the money we have is completely in our hands, so this 2018 don’t forget these 4 ways to…

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Fintech:  5 apps that make your business operations easier

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The Fintech industry is constantly increasing its offer of products that facilitate and make more efficient existing financial relations, and creating new solutions to reach the many niches that conventional banking has left unattended.   Better security, faster transactions, new sources of financing and the systemization of internal processes, are some of the many benefits…

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