Money Management and Financial Tools | Paybook Blog

Glass Social, an alternative to improve financial transparency

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Do you think financial transparency should be only applied to governments? If you think so, you better rethink your answer: there are organizations that are not only funded by public resources, but create and possess information of public interest. Information of public interest includes all relevant information from which society benefits, and whose disclosure is…

Is Black Friday still relevant in a digital era?

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Unofficially designated as the kickoff date for Christmas shopping, Black Friday’s origins go back to Philadelphia in the 1960s. Used in its beginnings as a reference for the amount of people on the streets on the day after Thanksgiving, the justification for this phrase changed to be considered as the day that represented the point…

Glass Business: How financial transparency changes your daily operations

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Financial transparency is spontaneously linked to government budgets, international trade, or anticorruption laws, but transparency goes beyond macroeconomic levels. In all your business processes, whether internal with your employees or external with clients or suppliers, Glass helps you achieve operational transparency. We have explored the sharing modes that your Glass Business account offers (you can…

Fintech Revolution: Changes on the financial horizon

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The financial sector is living a revolution; technology and the will of changing things for the better are leading us to a new financial system, one that is more including, more flexible and more transparent. The Fintech sector offers new possibilities of access: access to financial products outside the traditional banking institutions; access to information…

 5 crowdfunding apps to get you started

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Fintech is changing our relationships with money; the way we manage it, the way we access it; how we invest it, and so on. For business, getting startup capital might be the most significant challenge; for individuals bank loans imply hard application processes and long waiting periods; crowdfunding is changing that. Crowdfunding connects small investors…

What is the best moment to invest in a business?

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The biggest success stories of entrepreneurs have inspired thousands to realize their dreams, to either start their own business or invest in one. But in many cases they don’t have the correct assistance which leads to failure and loss of investment. And truly, there’s no perfect process that leads to success when you invest, as…

Shared PayBooks: what you need to know about real-time collaboration

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How many times have you been left unhappy with the way you divide common expenses with friends or roommates? How many times have you preferred to pay more, or less, than you owed to avoid tracking transactions, and looking for receipts? How many times have you done it to avoid conflicts and confrontations? Generally speaking…

What does your startup need to become a 1 billion dollar unicorn?

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Every business owner is constantly making sure their baby is doing as best as it can, doing whatever is necessary to achieve and maintain success. As an entrepreneur, one might have been hearing the term “unicorn startup” more and more often, representing everything, everyone would like to become. What’s a unicorn company? Unicorns are those…

Virtual credit cards? Virtual group savings? This app evolves towards the Fintech era

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Not long ago, whoever had one or multiple credit cards was considered part of the social elite, as banks were very rigorous in giving them and people wanted to have one no matter what. However, in recent times the Internet began revolutionizing banking as we knew it. Fintech was born, which means online banking and…

Saving for retirement? The best time to start doing it

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There’s a million excuses to avoid saving for retirement, and surely you have more than one yourself.  All reasons can be as valid as they are reasonable: what’s the point on saving if you don’t plan on getting to old age; or maybe you don’t have employee benefits, so you really can’t afford to save,…